UNDERSTAND YOUR CURRENT SUPER

SuperannuationReviewThrough an Authorised Adviser

For most Australians, super is one of their largest investments, yet many people are unsure about the fees they pay, the insurance they hold or how their money is invested.

Improve My Super can introduce you to an authorised financial adviser who can review your current arrangements and explain your options.
LEARN HOW IT WORKS
Which Superannuation fund are you currently with?

BT Super

Hesta

Mine Super

Hostplus

Prime Super

QSuper

IOOF

Amp

ART

Rest

ANZ

Care Super

Uni Super

Aware Super

Mercer Super

CFS

Essential Super

Equip Super

BUSSQ

MLC

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Brighter Super

Other

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Step 1 of 5

A CLEARER VIEW OF YOUR SUPER

Understand What You Currently Have

A superannuation review is a structured assessment of your current arrangements with an authorised financial adviser.

It can help you better understand your fees, insurance, investment option, published performance and account structure before deciding whether any action is appropriate.

That is the purpose of the review: not to assume you need to switch funds, but to give you a clearer picture of where you currently stand.
  • Simple Online Enquiry
  • Free and No Obligation
  • Takes Under 60 Seconds
  • 5-Star User Reviews

Three-Step Process Section

Step 1: Submit Your Enquiry

Answer a few initial questions about your current super fund and arrangements.

Step 2: Speak With an Adviser

An authorised financial adviser contacts you to discuss your current circumstances, concerns and objectives.

 

Step 3: Review Your Options

The adviser assesses the relevant areas of your super and explains the findings.

PERSONALISED TO YOUR CIRCUMSTANCES

A Review That Looks Beyond the Fund Name

A meaningful review considers how different parts of your super work together.

An authorised adviser may examine:
  • The fees and costs deducted from your account
  • The insurance held inside your super
  • Your current investment option
  • Published performance over meaningful timeframes
  • Multiple accounts or lost super
  • The implications of consolidating accounts
FREE SUPER REVIEW

What Can Be Included in a Superannuation Review?

The areas reviewed will depend on your current arrangements, concerns and the information you provide to the adviser.
Fees and Costs

 

Understand the administration, investment and other fees deducted from your super balance.

 

Insurance Arrangements

Review life, total and permanent disability and income protection insurance held through super.

 

Investment Option

Identify where your money is invested and how the option relates to your timeline and comfort with risk.

 

Published Performance

Review performance over meaningful periods using appropriate like-for-like comparisons.

Multiple Accounts

Identify whether you have multiple, inactive or lost super accounts.

 

Account Consolidation

Understand whether consolidation may be appropriate and the insurance consequences of closing an account.

 

CLEAR, DOCUMENTED ADVICE

What You May Receive

Where you choose to proceed with personal advice, the adviser’s recommendations are generally documented in a Statement of Advice.

This document can explain:
  • What is being recommended
  • Why the recommendation is considered appropriate
  • The risks and consequences involved
  • The advice and product fees
  • The services being provided

You will be able to see the relevant fees before deciding whether to proceed.

Your Superannuation Review Process

A straightforward process designed to help you understand your current super arrangements.
You Want Greater Clarity
You Want Greater Clarity
You may simply want to understand where your super is invested and what you are paying.
You Are Approaching Retirement
You Are Approaching Retirement
The years before retirement can be an important time to understand your current arrangements.
Your Circumstances Have Changed
Your Circumstances Have Changed
Changes to work, family or finances may affect what is appropriate for you.
You Are Unsure About Insurance
You Are Unsure About Insurance
You may not know what cover you hold or what premiums are being deducted.
You Have Changed Jobs
You Have Changed Jobs
You may have accumulated more than one super account.
You Have Never Reviewed It
You Have Never Reviewed It
Your current fund may have been selected when you began a previous job.
Real Customer Experiences

What Our Customers Say

Read about the experiences of people who have used Improve My Super to start an enquiry about their superannuation.
Namoi Oliver
a year ago

Cody and the team were fantastic going through the process of looking into my super fund and seeing what they could do for me. It fantastic to know that they will be helping me with advice in the future

Liandra Rae
a year ago

I strongly recommend Maddie and the team at Wise Investment, I am had extremely pleasant experience with them! I contacted them feeling very stressed and overwhelmed about my Super and they were very professional and I was surprised by how easy the process was! Would 100% recommend them to my friends and family.

Monica Niemann
a year ago

Cody & Tracey where both very good explaining my superannuation & where I can benefit from having more money to retire when the time comes. They were friendly & I understood what they were talking about & given good explanations

Isobel MacFarlane
a year ago

Had a really great experience with the team here, they made everything easy to understand and got things sorted for me so efficiently - have already recommended you guys to my family and friends!

Keelie Radford
a year ago

You couldn’t be in better hands! Super Professional while still treating you like a person! They actually care! Couldn’t recommend more!

frequently asked questions

Questions About Improve My Super

Find clear answers about submitting an enquiry, how the referral process works, what happens to your information and what to expect after requesting a superannuation review.
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5-Star Reviews

1,000+ Satisfied Customers

Read about the experiences shared by previous users of the service.

Yes. There is no cost to submit an enquiry through Improve My Super.

Once we receive your enquiry, we'll connect you with an authorised financial adviser who can discuss your circumstances and explain the review process. There is also no obligation to proceed beyond your initial enquiry.

No.

A superannuation review doesn't automatically mean changing funds. The purpose of the review is to help you better understand your current superannuation, including areas such as fees, insurance, investment options, or multiple accounts.

If personal financial advice is appropriate, any recommendations will come from an authorised financial adviser after assessing your individual circumstances.

In most cases, you'll only need:

  • Your current super fund (if known)
  • Basic contact details
  • Any questions or concerns you'd like reviewed

If additional information is required, the authorised adviser will explain what is needed during the review process.

Depending on your circumstances, a review may include:

  • Superannuation fees and costs
  • Insurance held within your super
  • Investment options
  • Multiple or lost super accounts
  • Retirement considerations
  • General understanding of your current super arrangements

The exact scope of the review will depend on your individual situation.

Improve My Super does not provide personal financial advice.

Instead, we connect Australians with authorised financial advisers who are licensed to provide personal financial advice under an Australian Financial Services Licence (AFSL).

If personal advice is provided, it comes directly from the authorised adviser—not from Improve My Super.

Improve My Super receives a fixed referral fee from the adviser's practice when an enquiry is successfully referred.

This referral fee:

  • is not based on your super balance
  • does not depend on whether you change funds
  • is not influenced by any recommendation made by the adviser

The adviser remains responsible for providing advice that is appropriate to your circumstances and is legally required to act in your best interests.

The timeframe varies depending on your circumstances and the information available.

Once your enquiry has been received, an authorised adviser will contact you to discuss the next steps and explain the review process.

Yes.

If you've changed jobs over the years or think you may have multiple super accounts, the adviser can discuss options for identifying lost or inactive super as part of your review.

The process will depend on your individual circumstances and the information available.

Improve My Super is not a superannuation fund or financial institution.

We help Australians connect with authorised financial advisers who can review their superannuation and, where appropriate, provide personal financial advice tailored to their circumstances.

Our goal is to make it easier to understand your super and connect you with the right professional when advice is needed.

Ready to Better Understand Your Super?

Start with a free enquiry and speak with an authorised financial adviser about your current superannuation arrangements.