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Wise Investments Direct is an authorised representative of Lifestyle Asset Management AFSL No 288421 Improvemysuper.com.au is owned and operated by Wise Investments Direct ABN 40 656 677 146 (we, us, Improve My Super). Improvemysuper.com.au passes your information to authorised financial advisers, who will contact you to offer a superannuation review. You are under no obligation to accept the superannuation review or engage a financial adviser referred to you via Improvemysuper.com.au. By submitting your information into Improvemysuper.com.au, you explicitly consent to our supplying your information to authorised financial advisers and to receiving a call, SMS, or email about your superannuation review. We will provide you with the financial adviser’s details before you are contacted. Please refer to our Privacy Policy for further information about how we handle your information. Improve My Super introduces consumers to financial advisers. Improve My Super does not provide direct superannuation comparisons between funds or a performance review of your fund. Improve My Super does not provide financial product advice or dealing services, nor does Improve My Super promote financial products or product issuers. We endeavour to pass your enquiry on to a financial adviser who can offer you a comparison of a wide range of products, providers, and services and a review of your superannuation fund’s performance. However, you should, before engaging any service provider, consider whether the service provider is appropriate for you in the context of your personal and financial circumstances and goals. You should consider the service provider’s disclosure documents, such as the financial services guide, before you engage the provider. If you decide to proceed with a service offering after a referral from Improvemysuper.com.au, you will be dealing directly with the service provider and not with Improve My Super. Improve My Super does not play a role in the provision of advice. Improve My Super is not responsible for services provided by third-party service providers and, to the maximum extent permitted by law, is not liable for any loss or damage suffered as a result of the use or reliance on services provided by those third-party service providers. Improve My Super does not make any representation as to the quality or suitability of the financial product advice provided by any financial adviser to whom it refers users of this website. Improve My Super receives a fixed fee per referral for sharing your information with a relevant product or service provider. Improve My Super does not receive commissions based on your superannuation balance or on the outcome of your enquiry, nor is our fee contingent on you obtaining services from our referral partners. Improve My Super does not benefit from or receive benefits depending on investment decisions you make. We endeavour to always provide accurate and up to date information, however at times may need to update these details and they could be, at times, out of date. Read more about superannuation here: https://moneysmart.gov.au/how-super-works.