ABOUT IMPROVE MY SUPER

Helping Australians Build Greater Confidence In Their Super

For many Australians, superannuation is one of their largest long-term financial assets, yet it's often one of the least understood.

Most people simply remain with the super fund their employer originally selected and rarely review their account unless they're changing jobs or approaching retirement. Over time, fees, insurance premiums and investment options may change without many people realising how those changes could affect their future.

Improve My Super was created to provide a clearer starting point.

Rather than asking Australians to navigate the complexities of superannuation alone, we connect them with authorised financial advisers who can review their existing superannuation and explain the options available based on their individual circumstances.

Our role is simple:

to help people better understand their super before making important financial decisions.

Whether you're looking into multiple super accounts, insurance inside your super, investment options or retirement planning, our aim is to make the process easier to understand—not more complicated.
We Educate

Providing straightforward information that helps Australians better understand their superannuation before making decisions.

We Connect

Introducing Australians to authorised financial advisers who can provide personal financial advice where appropriate.

We Simplify

Making the review process clear, transparent and easy to begin.

WHO WE ARE

A Trusted Referral Service Operating Australia-Wide

Improve My Super is owned and operated by Wise Investments Direct Pty Ltd (ABN 40 656 677 146), an Australian company based in Queensland and operating across Australia.

Wise Investments Direct is a Corporate Authorised Representative of Lifestyle Asset Management Pty Ltd, holder of Australian Financial Services Licence (AFSL) 288421.

Our responsibility is to provide a straightforward referral service that connects Australians with authorised financial advisers. Where personal financial advice is required, it is provided by appropriately authorised advisers—not by Improve My Super.

This distinction is important because it ensures that any personal recommendations are made only after your objectives, financial situation and needs have been properly considered.
How we work

Building Strong Relationships With Every Client We Serve

Make confident financial decisions with expert guidance designed to protect, grow, and secure your wealth for the future.
01. Submit Your Enquiry

Complete our simple online enquiry form and let us know what you'd like reviewed.

Whether your questions relate to fees, insurance, investment options or multiple super accounts, we'll start by understanding what you'd like help with.

02. We Introduce You

Where appropriate, and after any required identity verification, we'll introduce you to an authorised financial adviser.

Our role is to make that connection as simple and transparent as possible.

03. Receive Personal Advice

If personal advice is appropriate, your authorised financial adviser will review your circumstances and explain any recommendations together with all required disclosures before you decide whether to proceed.

There is no obligation to continue after your initial enquiry.

TRANSPARENCY

We Believe Trust Starts With Being Open

We receive a fixed referral fee from the adviser's practice when an enquiry is successfully referred.

That referral fee:
We believe Australians should clearly understand how our service operates before deciding whether to submit an enquiry.

For that reason, we've published a full explanation of our referral arrangements and disclosures.
ACCOUNTABILITY

Built Around Accountability

Compliance

Operating within the compliance framework of AFSL 288421.

Privacy

Protecting your information in accordance with Australian privacy requirements.

Complaints

Providing a formal complaints process if our service doesn't meet expectations.

AFCA

Access to the Australian Financial Complaints Authority where applicable.

Australian Owned

Proudly Australian owned and operated.

Australia Wide

Helping Australians across every state and territory.

Transparent Process

Clear explanations without unnecessary jargon.

Responsible Referrals

Connecting Australians only with authorised financial advisers.

Real Customer Experiences

What Our Customers Say

Read about the experiences of people who have used Improve My Super to start an enquiry about their superannuation.
frequently asked questions

Questions About Improve My Super

Find clear answers about submitting an enquiry, how the referral process works, what happens to your information and what to expect after requesting a superannuation review.
improve-my-super-reviews

5-Star Reviews

1,000+ Satisfied Customers

Read about the experiences shared by previous users of the service.

Yes. There is no cost to submit an enquiry through Improve My Super.

Once we receive your enquiry, we'll connect you with an authorised financial adviser who can discuss your circumstances and explain the review process. There is also no obligation to proceed beyond your initial enquiry.

No.

A superannuation review doesn't automatically mean changing funds. The purpose of the review is to help you better understand your current superannuation, including areas such as fees, insurance, investment options, or multiple accounts.

If personal financial advice is appropriate, any recommendations will come from an authorised financial adviser after assessing your individual circumstances.

In most cases, you'll only need:

  • Your current super fund (if known)
  • Basic contact details
  • Any questions or concerns you'd like reviewed

If additional information is required, the authorised adviser will explain what is needed during the review process.

Depending on your circumstances, a review may include:

  • Superannuation fees and costs
  • Insurance held within your super
  • Investment options
  • Multiple or lost super accounts
  • Retirement considerations
  • General understanding of your current super arrangements

The exact scope of the review will depend on your individual situation.

Improve My Super does not provide personal financial advice.

Instead, we connect Australians with authorised financial advisers who are licensed to provide personal financial advice under an Australian Financial Services Licence (AFSL).

If personal advice is provided, it comes directly from the authorised adviser—not from Improve My Super.

Improve My Super receives a fixed referral fee from the adviser's practice when an enquiry is successfully referred.

This referral fee:

  • is not based on your super balance
  • does not depend on whether you change funds
  • is not influenced by any recommendation made by the adviser

The adviser remains responsible for providing advice that is appropriate to your circumstances and is legally required to act in your best interests.

The timeframe varies depending on your circumstances and the information available.

Once your enquiry has been received, an authorised adviser will contact you to discuss the next steps and explain the review process.

Yes.

If you've changed jobs over the years or think you may have multiple super accounts, the adviser can discuss options for identifying lost or inactive super as part of your review.

The process will depend on your individual circumstances and the information available.

Improve My Super is not a superannuation fund or financial institution.

We help Australians connect with authorised financial advisers who can review their superannuation and, where appropriate, provide personal financial advice tailored to their circumstances.

Our goal is to make it easier to understand your super and connect you with the right professional when advice is needed.