Understand YourSuper.Speak with licensed financial advisers

Yes. There is no cost to submit an enquiry through Improve My Super.

Once we receive your enquiry, we'll connect you with an authorised financial adviser who can discuss your circumstances and explain the review process. There is also no obligation to proceed beyond your initial enquiry.

No.

A superannuation review doesn't automatically mean changing funds. The purpose of the review is to help you better understand your current superannuation, including areas such as fees, insurance, investment options, or multiple accounts.

If personal financial advice is appropriate, any recommendations will come from an authorised financial adviser after assessing your individual circumstances.

In most cases, you'll only need:

• Your current super fund (if known)
• Basic contact details
• Any questions or concerns you'd like reviewed

If additional information is required, the authorised adviser will explain what is needed during the review process.

Depending on your circumstances, a review may include:

• Superannuation fees and costs
• Insurance held within your super
• Investment options
• Multiple or lost super accounts
• Retirement considerations
• General understanding of your current super arrangements

The exact scope of the review will depend on your individual situation.

Improve My Super does not provide personal financial advice.

Instead, we connect Australians with authorised financial advisers who are licensed to provide personal financial advice under an Australian Financial Services Licence (AFSL).

If personal advice is provided, it comes directly from the authorised adviser—not from Improve My Super.

Improve My Super receives a fixed referral fee from the adviser's practice when an enquiry is successfully referred.

This referral fee:

• is not based on your super balance
• does not depend on whether you change funds
• is not influenced by any recommendation made by the adviser

The adviser remains responsible for providing advice that is appropriate to your circumstances and is legally required to act in your best interests.

The timeframe varies depending on your circumstances and the information available.

Once your enquiry has been received, an authorised adviser will contact you to discuss the next steps and explain the review process.

Yes.

If you've changed jobs over the years or think you may have multiple super accounts, the adviser can discuss options for identifying lost or inactive super as part of your review.

The process will depend on your individual circumstances and the information available.

Improve My Super is not a superannuation fund or financial institution.

We help Australians connect with authorised financial advisers who can review their superannuation and, where appropriate, provide personal financial advice tailored to their circumstances.

Our goal is to make it easier to understand your super and connect you with the right professional when advice is needed.